528 Ocean Spray Drive, Ruskin, FL, 33570

For Sale

$439,000

4beds4.00baths2820sqft

528 Ocean Spray Drive, Ruskin, FL, 33570

MLS#: TB8481015

Single Family Residence

Built in 2021

0.1800 acre lot

$156/sqft

17 days on market

$10,267/yr tax

What's special

GRANITE COUNTERTOPS MOVE-IN READY POOL WATERFRONT CLUBHOUSE

Welcome to your new home where opportunity meets lifestyle in the sought-after Shell Cove community! Assumable VA loan at 2.99 for qualified veterans. Built in 2021 and move in ready, this spacious 3 bedroom, 2.5 bathroom with additional mother in law suite boasting an additional 1 bedroom, 1 bathroom with separate living space, kitchenette, and separate key entry, offers 2,820 sq ft of thoughtfully designed living space perfect for buyers who are ready to make it home. Step inside through the 9ft door entry to the soaring high ceilings, beautiful flooring, vaulted ceilings, and open concept layout makes living effortless. The chef’s kitchen is the heart of the home, featuring granite countertops, stainless steal appliances, and a large center island that invites gatherings. Community offers resort style pool, dog park, playground, basketball court, clubhouse, and scenic walking trails. Neighborhood has Publix, Walmart, UTC Mall and Ellenton Premium Outlets, local waterfront dinning, Little Harbour Marina, local boat and jet ski rentals, Bahia Beach, Apollo Beach Nature Reserve and easy commutes to Tampa, St. Petersburg, Sarasota.

17 days on Horizon Palm

Listing office: EXP REALTY, LLC · MLS#: TB8481015

Map

528 Ocean Spray Drive, Ruskin, FL, 33570

Facts & features

Bedrooms & bathrooms

•Bedrooms: 4

•Bathrooms: 4.00

Heating

•Heating: Central

Cooling

•Cooling: Central Air

Appliances

•Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Features

•Interior features: Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s)

•Flooring: Carpet, Tile

•Laundry: Laundry Room

Interior area

•Total interior livable area: 2820 sqft

Room dimensions

•Bathroom 2 (First)

•Bathroom 3 (First)

•Bedroom 2 (First)

•Bedroom 3 (First)

•Kitchen (First)

•Living Room (First)

•Primary Bathroom (First)

•Primary Bedroom (First)

Parking

•Garage spaces: 3.00

Features

•Exterior features: Hurricane Shutters, Sliding Doors

Lot

•Lot size: 0.1800 Acres

Details

•Parcel number: U063219C0O00000000603.0

•Zoning: PD

Type & style

•Home type: Single Family Residence

Materials

•Construction materials: Stucco

•Foundation: Slab

•Roof: Shingle

Condition

•Year built: 2021

Community

•Subdivision: Shell Cove Ph 2

HOA

•HOA: Yes

•HOA fee: $83.94 annually

Utilities

•Utilities: Public

•Sewer: Public Sewer

Details

•Price/sqft: $156

•Annual taxes: $10, 267 (2024)

•Date on market: 02/26/26

•Days on market: 17

•Listing terms: Cash, Conventional, FHA, VA Loan

•Listing agent: Lorrieann Pierre

•Listing office: EXP REALTY, LLC

•MLS ID: TB8481015

Price history

For Sale

02/26/26 · EXP REALTY, LLC

$439,000

$156/sqft

Listed

02/26/26 · EXP REALTY, LLC

$439,000

$156/sqft↑$10,000

Off Market

09/10/25 · LPT REALTY, LLC

$429,000

$152/sqft↓$26,000

Listed

09/10/25 · LPT REALTY, LLC

$455,000

$161/sqft

Payment calculator

$150/mo

Principal & interest

Property taxes

Home insurance

$150

Home price

Down payment ($0)

Loan type

Loan term

Interest rate

Property taxes ($/year)

Home insurance ($/year)

HOA fees ($/month)

This is an estimate based on a 30-year Conventional mortgage at 6.75% APR. Actual rates and payments may vary. Contact a lender for exact quotes.

Ruskin

Ruskin, FLHillsborough County33570

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Walk Score®

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StellarMLS / Beaches MLS is the source of this information via Internet Data Exchange Program. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale. Availability of any listing should always be independently verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may violate relevant federal and state law. Data last updated on 2026-03-30 at 2:03 pm

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