Frequently Asked Questions

Both. We represent buyers and sellers across all 7 Florida counties we serve. There is no separate fee for buyers — buyer representation is paid through the listing brokerage at closing.

Absolutely. Our team specializes in helping first-time buyers navigate every step of the process — from pre-approval with lenders, to touring homes, to negotiating offers, to closing day. We work with FHA, VA, USDA, and conventional loan programs. Buyer representation is free to you — the seller pays the commission.

Yes. Browse all available homes at horizonpalmrealty.com/properties — full MLS access, no signup required. A free account unlocks saved searches, price-drop alerts, and the ability to favorite homes.

Yes. Every search at horizonpalmrealty.com/properties includes an interactive map with photos, schools, commute times, and nearby amenities. Search by city like Spring Hill, Brooksville, or Boynton Beach.

Yes. Hernando Beach, Hudson, Crystal River, and the Nature Coast are core service areas in Tampa Bay, plus oceanfront and intracoastal listings throughout Palm Beach. We are experienced with seawalls, docks, boat lifts, flood zones, and elevated/stilt-foundation homes.

Yes. Our Palm Beach team has experience with REO, short sales, and pre-foreclosure transactions. Call (561) 942-7131 for Palm Beach or (727) 888-8998 for Tampa Bay to discuss a specific situation.

No. We offer a 2% listing commission across all our Florida service areas, designed to put more money in your pocket at closing. On a $400,000 home that is roughly $16,000 in savings vs. a traditional 6% listing. On a $1M home, around $40,000 in savings.

Visit our free Home Value tool, enter your property address, and we will prepare a comparative market analysis (CMA) showing what your home would likely sell for in today’s market. There is no obligation to list with us, no spam.

Average 30–45 days for a listed home with a financed buyer; 14–21 days for a cash sale. Current market timing for any specific city is on our market reports — for example, Spring Hill, Delray Beach, or Boca Raton.

Yes. We have extensive experience with Florida 55+ communities including Timber Pines, Glen Lakes, Heather Walk, Brookridge, and others throughout Hernando and Pasco counties. We understand HOA fees, age verification, and 55+ community resale rules.

Hernando County property taxes use a millage rate against the assessed value, with a homestead exemption available for primary residences (up to $50,000). Our property pages show estimated annual taxes calculated live from the parcel’s assessed value, so you can see real numbers on any specific home.

Both. Thomas Perrotta (Team Lead) handles luxury single-family homes in Delray Beach and Boca Raton, plus oceanfront and intracoastal condos throughout Palm Beach County. We also work Broward County for Hollywood, Pompano Beach, Deerfield Beach, and Fort Lauderdale.

Yes. Many of our Palm Beach listings include direct ocean, intracoastal, or canal access. We are experienced with seawalls, dock condition assessments, boat lifts, and flood-zone disclosures specific to South Florida coastal properties.

Yes. We list and sell extensively in Valencia (Lakes, Pointe, Reserve, Bay), Aberdeen, Cascade Lakes, Boca West, Boca Country Club, Mizner Country Club, and most major Palm Beach 55+ neighborhoods. We know the HOA structures, amenity packages, and resale dynamics.

Yes. Visit horizonpalmrealty.com/condos-for-sale/delray-beach-fl for full Beaches MLS access — pricing, photos, HOA fees, and amenities for every active condo listing. We also have dedicated pages for Boca Raton, West Palm Beach, and others.

During every search we discuss flood zones, wind mitigation, impact windows, hurricane shutters, roof age, and 4-point insurance reports. Insurance varies significantly by zone, age of home, and roof condition — we connect buyers with reputable Florida insurance agents to get firm quotes before going under contract.

Live numbers are on our weekly-updated market reports — for example, Spring Hill, Delray Beach, Boca Raton, or any of our 137 city market pages. Each shows median price, days on market, inventory, and price-per-square-foot trends.