3498 Centavo Court, Hernando Beach, FL, 34607For Sale
$725,000
3beds2.00baths1535sqft

3498 Centavo Court, Hernando Beach, FL, 34607

MLS#: TB8497585
Single Family Residence
Built in 2026
0.1100 acre lot
$472/sqft
0 days on market
$2,010/yr tax

What's special

Under Construction. Coastal Craftsman New Construction | Direct Gulf Access | Elevator Shaft in Place Estimated completion by 6/30/26 or sooner. Experience the ultimate Florida waterfront lifestyle in this BRAND NEW Coastal Craftsman-style elevated home by custom home builder Palmwood Homes, ideally located on a DEEP-WATER CANAL in Hernando Beach with DIRECT GULF ACCESS and 50 feet of seawall and CONSERVATION VIEWS. This thoughtfully designed 3-bedroom, 2-bath home with an oversized 2+ car garage blends quality craftsmanship with modern coastal design. Built for durability, it features solid block construction and stucco on the lower level and Hardie board siding with shaker accents on the second level. An ELEVATOR SHAFT is already in place, offering convenience for a future elevator install. Inside, the light and bright open-concept great room showcases luxury vinyl plank flooring throughout and a tray ceiling with custom lighting. Triple sliding glass doors lead to a spacious second-floor porch with tile and a coffered ceiling, creating seamless indoor-outdoor living with peaceful nature preserve views and partial Gulf views. The primary suite offers a relaxing retreat with waterfront and preserve views, dual walk-in closets, and a spa-inspired bathroom featuring double vanities and a floor-to-ceiling tiled walk-in shower with glass enclosure, decorative accent band, and built-in shelving. The kitchen is designed to impress, overlooking the living area and featuring quartz countertops, stainless steel appliances (oven, microwave, dishwasher, and refrigerator), soft-close cabinetry, a custom subway tile backsplash, pantry, breakfast bar, deep single-basin sink, and a dedicated coffee bar. Two generously sized guest bedrooms with large closets are located on the opposite side of the home, along with a full bathroom featuring custom tile and a tub/shower combination. Additional interior features include a laundry room with washer and dryer hookups and plumbing for a utility sink. The lower level offers 1500+ additional SF with exceptional space and functionality, featuring a spacious 2+ car garage with ample storage and a fully finished, textured, and painted area for a clean, polished look. A covered back porch with a coffered ceiling creates the perfect shaded space for outdoor entertaining, relaxing, or future customization. Step outside to a backyard with plenty of room to add a pool and create your own private waterfront oasis. With 50 feet of seawall and space to build a dock, this property is a true boater's dream with quick, direct access to the Gulf. Items still be to completed as of 4-15-26: Vinyl flooring throughout. Refrigerator and oven in the kitchen. Kitchen backsplash. Baseboards. New entrance stairs. Balcony railing. Sodding yard and landscaping. Hernando Beach is a vibrant waterfront community that offers the best of coastal living--boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.

0 days on Horizon Palm

Listing office: JT REALTY & ASSOCIATES · MLS#: TB8497585


Map

3498 Centavo Court, Hernando Beach, FL, 34607


Facts & features

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2.00

Heating

Heating: Central

Cooling

Cooling: Central Air

Appliances

Appliances: Dishwasher, Electric Water Heater, Microwave

Features

Interior features: Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Upstairs, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
Flooring: Luxury Vinyl
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Interior area

Total interior livable area: 1535 sqft

Room dimensions

Dining Room (Second)
Kitchen (Second)
Living Room (Second)
Primary Bedroom (Second)

Parking

Garage spaces: 2.00
Attached garage: Yes
Parking features: Golf Cart Parking, Oversized, Tandem

Features

View: Water
Exterior features: Sliding Doors
Patio & porch: Covered, Porch, Rear Porch
Waterfront: Yes
Waterfront features: Waterfront, Canal - Saltwater

Lot

Lot size: 0.1100 Acres
Lot features: Cleared, Flood Insurance Required, Flood Zone, Near Marina, Near Public Transit

Details

Parcel number: R1322316232009500360
Zoning: R1B

Type & style

Home type: Single Family Residence

Materials

Construction materials: Block, Hardi Plank Type, Stucco, Wood Frame
Foundation: Block, Slab, Stilt/On Piling
Roof: Shingle

Condition

New construction: Yes
Year built: 2026

Community

Subdivision: Hernando Beach
Community features: Public Boat Ramp, Waterfront, Golf Carts OK

Utilities

Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Sewer: Public Sewer

Assigned Schools

Westside Elementary-HN
Elementary School
Fox Chapel Middle School
Middle School
Weeki Wachee High School
High School
Grades from Florida Department of Education (2023-24)

Details

Price/sqft: $472
Annual taxes: $2, 010 (2025)
Date on market: 04/16/26
Days on market: 0
Listing terms: Cash, Conventional, FHA, VA Loan
Listing agent: Sarah Hill
Listing office: JT REALTY & ASSOCIATES
MLS ID: TB8497585

Price history

For Sale

04/16/26 · JT REALTY & ASSOCIATES

$725,000

$472/sqft$7,795

Listed

02/16/26 · PALMWOOD REALTY INC

$717,205

$467/sqft

Payment calculator

$150/mo
Principal & interest
$0
Property taxes
$0
Home insurance
$150

This is an estimate based on a 30-year Conventional mortgage at 6.75% APR. Actual rates and payments may vary. Contact a lender for exact quotes.


Hernando Beach

Hernando Beach, FLHernando County34607

Walk Score®

Walk ScoreTransit ScoreBike Score

Scores provided by Walk Score


StellarMLS / Beaches MLS is the source of this information via Internet Data Exchange Program. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale. Availability of any listing should always be independently verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may violate relevant federal and state law. Data last updated on 2026-04-16 at 7:52 pm

Contact Us

By pressing Send message, you agree that Horizon Palm Realty Group may contact you via phone/text about your inquiry.