1686 Smith Lane, Palm Harbor, FL, 34683Pending
$610,000
4beds3.00baths2542sqft

1686 Smith Lane, Palm Harbor, FL, 34683

MLS#: TB8480997
Single Family Residence
Built in 1992
0.2200 acre lot
$240/sqft
6 days on market
$3,529/yr tax

What's special

Under contract-accepting backup offers. Welcome to life in Waterford Crossing, one of Palm Harbor’s established communities where sidewalks wind throughout the neighborhood and neighbors enjoy evening strolls beneath mature trees. Zoned for A-rated schools, this two-story home offers over 2,500 square feet of living space on nearly a quarter-acre lot and has been lovingly maintained by its original owner for the past 30 years. With solid bones and a thoughtful layout, it presents the perfect opportunity to update and customize to your personal style. Inside, you’ll find four bedrooms, two and a half bathrooms, and flexible living spaces designed for both everyday comfort and entertaining. A separate living room and convenient half bathroom on the first floor create an ideal setup for guests. The kitchen offers a functional layout with abundant counter space, generous storage, and stainless steel appliances, plus an eat-in area that flows seamlessly into the family room. Here, a dramatic two-story fireplace serves as the focal point, framed by beautiful arched windows that fill the space with natural light. A first-floor bedroom provides flexibility for a home office or guest suite. Upstairs, the owner’s suite features double closets and an ensuite bathroom complete with dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms and a full guest bathroom are also located upstairs, offering privacy and space for family or visitors. Step outside to a screened-in lanai overlooking the fenced backyard and paver patio, perfect for grilling and enjoying Florida evenings. Located in one of Palm Harbor’s most desirable coastal pockets, this home places you near everything that makes the area so sought after. Tucked between the Gulf of Mexico and Lake Tarpon, residents enjoy a charming blend of small-town character and outdoor living. You’re just minutes from the locally loved restaurants, boutiques, and breweries of downtown Palm Harbor, as well as the Pinellas Trail for biking and walking. Nearby waterfront gems like Wall Springs Park, Crystal Beach, and the shoreline of St. Joseph Sound offer easy access to kayaking, fishing, and sunset views. Golf enthusiasts will appreciate the proximity to Innisbrook Resort, home of the PGA Valspar Championship, while beach lovers can quickly reach Honeymoon Island, the Dunedin Causeway, and Tarpon Springs. This is your opportunity to own a well-cared-for home in a prime Palm Harbor location and make it truly your own.

6 days on Horizon Palm

Listing office: MAVREALTY · MLS#: TB8480997


Map

1686 Smith Lane, Palm Harbor, FL, 34683


Facts & features

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3.00

Heating

Heating: Central

Cooling

Cooling: Central Air

Appliances

Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Features

Interior features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters
Flooring: Carpet, Tile
Laundry: Laundry Room

Interior area

Total interior livable area: 2542 sqft

Room dimensions

Kitchen (First)
Living Room (First)
Primary Bedroom (Second)

Parking

Garage spaces: 2.00
Parking features: Driveway

Features

Exterior features: Private Yard, Sidewalk, Sliding Doors
Spa: Yes

Lot

Lot size: 0.2200 Acres

Details

Parcel number: 132815950710001120
Zoning: R-3

Type & style

Home type: Single Family Residence

Materials

Construction materials: Block, Stucco
Foundation: Slab
Roof: Shingle

Condition

Year built: 1992

Community

Subdivision: Waterford Crossing Ph Ii
Community features: Deed Restrictions, Park, Playground

HOA

HOA: Yes
HOA fee: $512.75 semi-annually

Utilities

Utilities: BB/HS Internet Available, Cable Available, Public
Sewer: Public Sewer

Details

Price/sqft: $240
Annual taxes: $3, 529 (2025)
Date on market: 02/27/2026
Days on market: 6
Listing terms: Cash, Conventional, FHA, VA Loan
Listing agent: Terry Lynn Brusini
Listing office: MAVREALTY
MLS ID: TB8480997

Price history

Pending

2026-02-27T05:00:00.000Z · MAVREALTY

$610,000

$240/sqft

Payment calculator

$444/mo
Principal & interest
$0
Property taxes
$294
Home insurance
$150

This is an estimate based on a 30-year fixed-rate mortgage at 6.75% APR. Actual rates and payments may vary. Contact a lender for exact quotes.


Palm Harbor

Palm Harbor, FLPinellas County34683
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