120 97th Avenue NE, St Petersburg, FL, 33702Pending
$1,090,000
5beds3.00baths2060sqft

120 97th Avenue NE, St Petersburg, FL, 33702

MLS#: TB8475760
Single Family Residence
Built in 1971
0.1900 acre lot
$529/sqft
39 days on market
$5,713/yr tax

What's special

Under contract-accepting backup offers. This is a test. Statistics say the average buyer reads less than three lines of a real estate description. Are you average… or did we just grab your attention enough to keep going? Good. Because this home deserves someone who pays attention. This is the true story of an amazing home. For over 16 years, this 5 bedroom, 3 bathroom, 2 car garage, swimming pool, waterfront home has been loved on by a family living real life here. Not staged life. Not Instagram life. Real life. And yes — 5 true bedrooms. Not the “technically it has a closet and a window so we’re calling it a bedroom” kind. Five actual bedrooms. This is also something you almost never see: a 5-bedroom waterfront home where literally everything has been done. Not just the pretty updates you notice in photos, but the boring stuff that actually matters — plumbing, electrical, seawall, dock, swimming pool, and sprayed-in Isoline insulation. The current owners truly thought of everything, so you don’t have to. Out back, the covered lanai wrapped in rich cypress becomes the place you’ll naturally gather. It’s the perfect spot to hang out, share a meal, watch the water, and lose track of time without even trying. This is where mornings start slow and evenings last longer than planned. And yes… the garage. You wouldn’t actually eat off the floor, but you would seriously consider it. It’s that clean, that dialed-in — and it even has its own AC system with a mini-split, very European, very intentional. Just another sign of how well this home has been cared for. And it sits in what many of us proudly call the world’s best neighborhood — Riviera Bay. A place with its own community boat ramp, two parks, golf cart parades, a Christmas Eve boat parade, and streets lined with American flags for the 4th of July and special weekends. A neighborhood where people wave when you drive by and actually know each other’s names. As the locals like to say, “It’s always a great day in Riviera Bay!” This is the kind of home you buy and don’t spend the first two years fixing someone else’s shortcuts. You just move in… and start living. And here’s something that says more than anything else: they love this neighborhood so much, they didn’t leave. They just moved one block away. If you’ve been waiting for a waterfront home that is more than just good pictures and big promises, this is the one you need to see in person. Because the best parts of this home don’t show up in photos. They show up the moment you walk through the door.

39 days on Horizon Palm

Listing office: COLDWELL BANKER REALTY · MLS#: TB8475760


Map

120 97th Avenue NE, St Petersburg, FL, 33702


Facts & features

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3.00

Heating

Heating: Electric

Cooling

Cooling: Central Air

Appliances

Appliances: Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Wine Refrigerator

Features

Interior features: Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
Flooring: Ceramic Tile, Porcelain Tile
Laundry: Inside

Interior area

Total interior livable area: 2060 sqft

Room dimensions

Bedroom 2: 13x10 (First)
Bedroom 3: 13x9 (First)
Bedroom 4: 12x10 (First)
Bedroom 5: 13x9 (First)
Dining Room: 17x12 (First)
Kitchen: 12x18 (First)
Living Room: 13x22 (First)
Primary Bedroom: 16x12 (First)

Parking

Garage spaces: 2.00

Features

Stories: 1.00
View: Water
Exterior features: Fire Pit, Irrigation System, Lighting, Rain Gutters, Sliding Doors
Pool: Yes
Pool features: Gunite, In Ground, Lighting, Pool Sweep
Waterfront: Yes
Waterfront features: Canal - Saltwater

Lot

Lot size: 0.1900 Acres
Lot features: Cul-De-Sac, Flood Zone

Details

Parcel number: 193017758900040080
Zoning: RES

Type & style

Home type: Single Family Residence

Materials

Construction materials: Block
Foundation: Slab
Roof: Metal

Condition

Year built: 1971

Community

Subdivision: Riviera North The 1st Add
Community features: Park, Playground

Utilities

Utilities: Cable Available, Electricity Available, Sewer Connected, Sprinkler Recycled
Sewer: Public Sewer

Details

Price/sqft: $529
Annual taxes: $5, 713 (2025)
Date on market: 02/12/2026
Days on market: 39
Listing terms: Cash, Conventional, FHA, VA Loan
Listing agent: Brad Bess
Listing office: COLDWELL BANKER REALTY
MLS ID: TB8475760

Price history

Price Reduced $185,000Originally $1,275,000
$

Originally Listed

First listed price

$1,275,000

$619/sqft

Pending

2026-02-12T05:00:00.000Z · COLDWELL BANKER REALTY

$1,090,000

$529/sqft$185,000

Payment calculator

$626/mo
Principal & interest
$0
Property taxes
$476
Home insurance
$150

This is an estimate based on a 30-year fixed-rate mortgage at 6.75% APR. Actual rates and payments may vary. Contact a lender for exact quotes.


St Petersburg

St Petersburg, FLPinellas County33702
See more homes in St Petersburg

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