3644 N Hiawatha Terrace, Crystal River, FL, 34428

A rare waterfront canal residence with personal dock in one of Crystal River’s most established boating neighborhoods. This 3-bedroom, 2-bath home offers a refined coastal lifestyle anchored in direct water access, thoughtful design, and long-term ownership confidence. The kitchen features granite countertops, modern appliances, and a clean, functional layout excellent for both everyday living and entertaining. Major systems including AC, water heater, plumbing, and sewer connection have been updated to support comfort, efficiency, and reliability. The home presents as curated, complete, and ready to enjoy, balancing modern reliability with authentic coastal character. The dock provides effortless access to Crystal River’s waterways, Gulf boating, fishing, and year-round manatee encounters. Kayaks convey, reinforcing a lifestyle centered on daily water access rather than occasional recreation. While the property offers income flexibility, it is positioned foremost as a waterfront lifestyle asset suited for full-time living, second-home ownership, or hybrid use. This is not simply a waterfront home. It is a waterfront position.